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ABOUT US

Pamela Henry

I'm excited to announce that my company is now accepting new clients into our Credit Management Program! I'm passionate about helping others achieve their financial goals, and I'd love to share a bit of my own story with you.

Back in 2013, I made the decision to return to school in my early 40s while working over 80 hours a week. I was struggling financially, and my credit was in disarray. It was a constant source of stress and anxiety.

After completing my education and securing a job, I knew it was time to address my credit issues. My husband and I were both earning good money, but our credit scores were holding us back. We even tried paying someone to fix our credit, but the problems persisted.

As an accountant, I was confident that I could find a solution. I dedicated myself to learning everything I could about credit management. We made sacrifices, paid off debt, and changed our spending habits.

By 2019, our hard work had paid off. We were able to purchase our home, and by October 2020, both my husband and I had credit scores over 780. This allowed us to refinance our home at a fantastic rate and even purchase a new car with no interest.

My journey taught me that anyone can improve their credit with dedication and effort. Now, I'm here to guide you on your own path to financial freedom. If you're ready to take control of your credit and achieve your dreams, book your FREE call today.

Our Mission

Our mission is to be the most trusted and respected financial services provider in the region by putting our clients' needs first and building relationships beyond credit management, tax preparation and closing a loan. We aim to provide personalized financial solutions that meet our clients' unique needs, while delivering exceptional service and support every step of the way. We are committed to helping our clients achieve their dreams by providing transparent, honest and reliable services.

OUR TEAM

Lennox Wardell

Chief Executive Officer

Sarah Odegard

President of Finance

Lars Jakuba

Executive Vice President

Mikey Diokles

Sales Manager

Frequently Asked Questions

How Long Before I See Results?

This is one of our most common questions! The timeline varies depending on your credit profile and financial goals. Since every situation is unique, we can’t guarantee an exact timeframe—but most clients start seeing improvements within 30 to 60 days. Trust the process, and we’ll help you work toward your financial goals as efficiently as possible.

How Long Does It Take to Fix Bad Credit?

Credit management is different for everyone, and the time needed depends on your specific credit history. Our program is structured to help you achieve results within 90 to 180 days. While we’ll do the heavy lifting, your active participation is key to ensuring the best possible outcome.

Can I Repair My Credit on My Own?

Absolutely! We provide a DIY Credit Management Kit that walks you through the entire process of improving and building your credit. Check out The Credit Recipe at creditmyreport.com for expert guidance.

If an Item Is Removed from My Credit Report, Does It Eliminate the Debt?

No, removing an item from your credit report does not cancel the debt itself. It simply means that the negative record is no longer visible on your credit report. However, creditors or collection agencies may still pursue repayment. It's important to address and resolve outstanding debts even after they’ve been removed from your credit history.

Why Do Different Websites Show Different Credit Scores?

Credit scores vary because each credit bureau (Experian, Equifax, TransUnion) uses different scoring models and algorithms. Additionally, various websites may use different versions of these scoring models, leading to discrepancies. Credit scores are also dynamic, changing as new data is reported. To see your most accurate score, we recommend checking directly with Experian.

Office: 4606 FM 1960 W. Suite #545, Houston, Texas 77069